The Guilty Investor

My friend recently told me the superb 30% returns he got from stocks last week. My other colleague was discussing how the future college costs would be around $350,000 for a 4 years course. I read somewhere the rising cost of healthcare or even of raising a child! On a lazy weekend, when I sit sipping my morning coffee and recalling these conversations, I sometimes feel a shiver run down my spine. I feel guilty.  I feel guilty that I might not be on the right track to confidently say if I am saving and investing enough. A lot of what-if questions arise. I feel guilty, that though with gods grace I am working in a full-time job with a pay check coming at the end of every month, perhaps the saving is not invested in the most efficient manner. Every now and then I do read personal finance blogs, articles, investment blogs, view what others have to say on video channels, but then I feel guilty that I did not act to do something tangible with any little money which I might have lyin